Simple, transparent, fast.
Four steps from unpaid invoices to working capital in your account.
Four steps to working capital
Submit your invoices
Share your outstanding invoices from creditworthy customers. We'll review them and your customer's credit profile — not just your own.
Receive 70–85% advance
Once approved, we advance the majority of the invoice value — typically within 2 business days. You get cash to cover payroll, materials, and operations immediately.
Your customer pays the invoice
Your customer pays the invoice on their normal payment schedule. Nothing changes for them — they simply direct payment to a designated account.
Remaining balance released
When payment clears, we release the remaining balance to you, minus a small factoring fee. The process repeats as you submit new invoices.
See it in action
Say you invoice a customer for $100,000 with 60-day payment terms.
Advance rates and fees vary by customer credit profile and invoice volume — we'll give you exact numbers before you sign anything.
What you need to apply
You invoice other businesses or government entities (B2B/B2G) — factoring works on outstanding invoices, not consumer sales.
At least $50,000 in monthly invoicing volume.
Customers with reasonable credit standing — we evaluate their creditworthiness, not your personal credit.
Two documents ready to go: an Accounts Receivable Aging Report (last 14 days) and your most recent financial statements.
Common questions
We provide factoring facilities ranging from $50,000 to $750,000, with capacity up to $2M in select cases.
Initial approval can happen in as little as 48 hours. Once set up, individual advances typically fund within 1–2 business days.
Your customers will be notified to direct payments to a designated account. We handle this professionally and it's standard practice in most B2B industries.
Factoring fees vary based on your invoice volume, customer credit quality, and payment terms. We'll provide transparent pricing with no hidden fees.